Fee schedule

Every fee. In the open.

Moving money costs money. Processing, fraud checks, disputes, withdrawals. Most platforms bury those costs in fine print. BOJA lists every fee on one page.

Payment processing

Charged per successful transaction, on top of the BOJA platform fee for your tier.

Domestic cards & wallets
3.4% + $0.35
Crypto payments (stablecoins and majors)Crypto payments can't be charged back.
2.9%
International cards
+1.5%
Currency conversion
+1%
Pay by bank (ACH)
1.5%, capped at $5

Withdrawals

Sales land in your wallet. Withdraw whenever you want, to your bank or in stablecoins.

Minimum withdrawal
$1.00
Stablecoin withdrawal (USDC, USDT)BOJA pays the network fee.
Free
Bank transfer
Not published yet

Protection & disputes

Fraud costs are real; we pass them through at cost, not as a profit center.

3D Secure
Included on all card payments
Fraud screening
$0.10 per transaction
Chargeback / dispute
$25.00
Early dispute alert
$35.00
ACH return
$5.00
Risk reservesNew communities taking card payments start with a rolling reserve. Withdrawals pause if disputes pass 0.75% of sales. Communities that stay above 1% lose card access. Crypto payments are never reserved.
Risk-based

Video & streaming

Included every month: Validate gets 25,000 minutes watched and 2,000 minutes stored. Creator gets 300,000 minutes watched and 10,000 minutes stored. Live and recorded video count the same.

Minutes watched (overage)
$1.00 per 1,000 minutes
Minutes stored (overage)
$4.00 per 1,000 minutes

Taxes & compliance

Tax collection & remittance
2% when tax is collected
Compliance review
Included

Optional add-ons

Affiliate payout processing
1.25% per transaction
Billing automation
0.5% per transaction

The platform fee is the business model. Everything else is the cost of moving money. Published, not discovered.

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