Fee schedule
Every fee. In the open.
Moving money costs money. Processing, fraud checks, disputes, payouts. Most platforms bury those costs in fine print. BOJA lists every fee on one page.
Payment processing
Charged per successful transaction, on top of the BOJA platform fee for your tier.
Domestic cards & wallets
3.4% + $0.35
Crypto payments (stablecoins and majors)Crypto payments can't be charged back.
2.9%, no fixed fee
International cards
+1.5%
Currency conversion
+1%
Pay by bank (ACH)
1.5%, capped at $5
Payouts
Standard payouts are free. You pay only to move faster or through special rails.
Standard payout (weekly, $25 minimum)
Free
Next-day bank payout
$3.00
Instant bank deposit
4.5% + $1.00
Crypto payout (USDC and majors)
1.5% + $1.00
Bank wire
$30.00
International local bank
Varies by country
Protection & disputes
Fraud costs are real; we pass them through at cost, not as a profit center.
3D Secure
Included on all card payments
Fraud screening
$0.10 per transaction
Chargeback / dispute
$25.00
Early dispute alert
$35.00
ACH return
$5.00
Risk reservesNew communities taking card payments start with a rolling reserve. Payouts pause if disputes pass 0.75% of sales. Communities that stay above 1% lose card access. Crypto payments are never reserved.
Risk-based
Video & streaming
Included every month: Validate gets 25,000 minutes watched and 2,000 minutes stored. Creator gets 300,000 minutes watched and 10,000 minutes stored. Live and recorded video count the same.
Minutes watched (overage)
$1.00 per 1,000 minutes
Minutes stored (overage)
$4.00 per 1,000 minutes
Taxes & compliance
Tax collection & remittance
2% when tax is collected
Compliance review
Included
Optional add-ons
Affiliate payout processing
1.25% per transaction
Billing automation
0.5% per transaction
The platform fee is the business model. Everything else is the cost of moving money. Published, not discovered.
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